Discover the ultimate florida lifestyle in this stunning, move in ready 2020 built waterfront home in desirable hernando beach! 3 bedroom, 2 bathroom western facing home, offering stunning sunsets. No hoa or cdd fees, means no limitations on short term rentals. This home presents a highly flexible opportunity, ideal for those seeking a primary residence, a vacation retreat, or an investment property with rental income potential. Situated on a canal with a 2021 seawall, flood insurance is assumable at $617/year. This two story home is perfect for those seeking both comfort and convenience. As you arrive, you're greeted by a pavered driveway and enter the home through a leaded glass front door, leading you into a thoughtfully designed layout. The first floor offers a 3 car tandem garage with ample storage and a office, providing versatility for your needs. Head upstairs to the main living area, where you'll find an open floorplan that seamlessly connects the living room, dining area, and kitchenideal for entertaining or relaxing. The kitchen is a chef's dream, featuring stainless steel appliances, pantry, breakfast bar, granite countertops, and a stylish tile backsplash. Natural light flows through plantation shutters, highlighting the tile flooring in the main living spaces. Step out onto the covered and screened in upstairs balcony, offering waterfront views of the canal. The owner's retreat, boasts balcony access, a spacious walk in closet, and an ensuite bathroom complete with dual vanity sinks, quartz countertops, jetted tub, and a frameless glass walk in shower. Additional highlights include a convenient laundry room with a utility sink, coded locks, video doorbell, new carpet, and an outdoor rv 50 amp plug and 50 amp breaker for a hot tub hookup. The backyard is an fully fenced in entertainer's paradise. Completed with a covered and screened in patio and a floating dock. Whether you're looking to enjoy waterfront living, stunning sunsets, or the freedom of no community restrictions, this home truly has it all! Schedule your private showing today and make this hernando beach gem yours!